Financial Services in the Digital Age

In a new policy brief, published by the European Digital Forum, author Sergey Filippov looks at Financial Services in the Digital Age: Leveraging Technology and Regulation to Achieve a Stronger Capital Markets Union. The paper examines the spread of digital technology throughout the financial-services arena and the rise of new and innovative services such as crowdfunding, blockchain technology and data analytics. It concludes that “If the European Commission wants to make the Capital Markets Union a success, it must tap into the wealth of improved consumer services and greater access to funding opportunities that technology has brought.” It combines cutting-edge research with hard-hitting policy recommendations, and takes digital-economy issues – often seen as niche or sectoral in nature – and places them squarely in their wider economic and societal context.